Creating Opportunity for a First-Generation Ghanaian American Family
Success Story
Powering the Pursuit of the American Dream
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We deliver financing solutions
The Economic Justice Fund is a mission-driven, nonprofit lender dedicated to helping Americans pursue the American Dream. We are certified as a Community Development Financial Institution by the U.S. Department of the Treasury.
fair and affordable financing
The Economic Justice Fund offers loans from $2,500 to $40,000.
Wide range of uses
Use a low-interest loan to improve your credit score, consolidate debt, pay off credit cards, cover emergency expenses, and more.
Fast funding
We deposit the funds to your account on the next business day after we approve your loan.
Low, fixed interest rates
The low rate is fixed for the life of the loan, so your rate and monthly payment never change.
No fees
You pay no application fees, no origination fees, no servicing fees, and no prepayment fees. There are no hidden fees!
Flexible terms
Loan terms range from 12 to 60 months. We work with you to determine an affordable repayment plan.
Free credit building
We report your loan payments to the major credit bureaus to help you build your credit score.
what our borrowers say
Read verified reviews from our borrowers on Trustpilot. We are proud and work hard to earn our Excellent rating.
real people. real impact.
Our work is about more than making loans– it’s about transforming lives.
support the economic justice fund
Help us empower more Americans to pursue the American Dream.