APPLY

Prequalify
APPLY

✅ applying won’t affect your credit

🔒 Your information is protected with 128-bit SSL encryption

Application tips

✨ If you are unsure about the information on your credit report, you should first obtain a free credit report at AnnualCreditReport.com, the only website authorized by the federal government to issue free annual credit reports.

⚠️ The Economic Justice Fund will conduct a soft credit inquiry to verify your answers to the prequalification questions.

🚨 Any intentional misrepresentation in your application will permanently render you ineligible for future financing from the Economic Justice Fund.

Step 1 of 2

Do you reside in California and have a FICO Credit Score above 640?*
- Yes
- No
We are sorry, but unfortunately the the Economic Justice Fund is not offering loans to residents of your state or you're not eligible until your FICO Credit Score is above 640. It's highly recommended that you obtain a free credit report at AnnualCreditReport.com if you are unsure about your credit score before applying to the Economic Justice Fund.
Do you answer "Yes" to any of the questions below about your credit history?*
• Do you have any collections on your credit report or delinquent debt to the federal government?

• Have you defaulted on a personal loan or credit card debt within the last five years?

• Have you had a repossession, bankruptcy, or foreclosure within the last seven years?
- Yes
- No
We are sorry, but you’re not eligible to apply for an Economic Justice Fund loan at this time. Please do not proceed. The Economic Justice Fund will conduct a soft credit inquiry to verify every applicant’s answers. YOU WILL BE CHARGED A $25 APPLICATION FEE IF FALSE ANSWERS ARE SELECTED to the prequalify questions to access the full application. It's highly recommended that you obtain a free credit report at AnnualCreditReport.com if you are unsure about the information on your credit report before applying to the Economic Justice Fund. AnnualCreditReport.com is the only website authorized by the federal government to issue free annual credit reports from the three credit reporting agencies.
Certify*
- I have provided honest and truthful answers to all the prequalification questions, and I have recently verified that my answers are accurate by checking my credit report.

Your Loan Details
Loan Amount Requested
Please enter a number from 2500 to 25000.
Please enter a number from $2,500 to $25,000.
What is the loan for?
Your Personal Information
Name*
First Last
Date of Birth*
MM slash DD slash YYYY
Mobile Phone*
Email*
Address*
Street Address Address Line 2 City State ZIP Code
Type of Residence*
Your Income Information
What is your primary source of income?*
What is your monthly net income?*
This is your total income each month after all taxes and deductions, subject to verification.
Please enter a number from 1000 to 25000.
What is your social security number?*

Secured with encryption to keep your information safe
Documents for Verification
Please carefully read the instructions below about the required documents and provide them using our secure file upload. If applying from a mobile device, you can take a photo after clicking the “SELECT FILES” button. Your loan application will only be reviewed if all required documents are provided.
A selfie picture of you holding your government-issued photo ID. The image must clearly show the ID and your face.*
Drop files here or

Max. file size: 300 MB.
Your most recent paycheck statement that shows income for the pay period and total year-to-date.*
Drop files here or

Max. file size: 300 MB.
Additional Information
How did you hear about the Economic Justice Fund?*
How many people live in your household including yourself?*
Demographic Data - Race or Ethnicity
Promo Code or Referral Code
Consent*
By clicking on the “Submit" button, I agree to the following:
· I consent to be contacted by the Economic Justice Fund at the phone number and email address I provided in order to explore my loan options. By entering my phone number, I agree to receive mobile messages. Message frequency varies. Message and data rates may apply. View our Privacy Policy: https://economicjusticefund.org/legal
· I authorize the Economic Justice Fund to check the rates and terms I may qualify for by conducting a soft credit inquiry that will not affect my credit score. I also understand that a hard credit inquiry may occur to verify information stated in the application, and if I take out a loan, repayment information will be reported to credit reporting agencies.
· I acknowledge that the Economic Justice Fund may use the credit report for any purpose permitted by law, including: to authenticate my identity; to assess my eligibility for credit; to determine my current debt-to-income ratio; and to obtain a credit score.
I agree*
CAPTCHA

APPLY

✅ applying won’t affect your credit

🔒 Your information is protected with 128-bit SSL encryption

Application tips

Step 1 of 2

• Do you have any collections on your credit report or delinquent debt to the federal government?

• Have you defaulted on a personal loan or credit card debt within the last five years?

• Have you had a repossession, bankruptcy, or foreclosure within the last seven years?

Your Loan Details

Your Personal Information

Your Income Information

Documents for Verification

Additional Information