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Economic Justice Fund
What We Do

Economic Justice Personal Loans

We make borrowing affordable

Fair and flexible financing designed for a wide range of purposes

The affordable Economic Justice Personal Loan offers low interest rates, no fees, and free credit building services. Our flexible underwriting means that we often can approve borrowers who may not qualify for loans from other lenders. Loan amounts range from $500 to $35,000, and you can use the money in a variety of ways.

  • Debt consolidation
  • Pay off credit cards
  • Emergency expenses
  • Medical or dental expenses
  • Household expenses
  • Home or car repairs
  • Moving expenses

FAST, AFFORDABLE, FLEXIBLE

Fast Funding

We deposit the funds to your account on the next business day after we approve your loan.

 Low, Fixed Interest Rates

The low rate is fixed for the life of the loan, so your rate and monthly payment never change.

 No Hidden Fees

You pay no application fees, servicing fees, or prepayment fees.

Flexible Terms

Loan terms range from 12 to 60 months. We work with you to determine the term that’s right for you.

It’s easy to apply

There are three simple steps:

  1. SEE IF YOU ARE ELIGIBLE
  2. SUBMIT YOUR LOAN APPLICATION
  3. GET FUNDED!

Q&A

Am I eligible for an Economic Justice Personal Loan?

You must be a U.S. citizen, permanent resident, or visa holder and must be 18 years old or older. The Economic Justice Personal Loan is currently available only to borrowers in California.

How much can I borrow?

You can borrow from $500 to $35,000 with the Economic Justice Personal Loan.

What is the interest rate?

The interest rate on the Economic Justice Personal Loan is well below what you would pay at traditional banks and most other lenders.

How much time will I have to pay back my loan?

The term will range from 12 to 60 months depending on the type and amount of your loan. We will work with you to determine the term that is appropriate for you.

Economic Justice Fund is a U.S. Treasury Department emerging Community Development Financial Institution. Loans will be made or arranged pursuant to the California Department of Corporations Finance Lenders License #6089475. All loan applications are subject to credit approval. Pricing and terms are subject to change.